Many people get into credit card trouble because they do not discipline themselves to handle credit responsibly. It is an easy trap to fall into with the way the world works, as well. However, discipline yourself and most of all, do not use a credit card to extend your income.
To avoid excessive fees, always read the fine print of any credit card offer you are considering. Many offers come with a low introductory APR and can be quite enticing. However, further review of the fine print
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