Credit cards can be good or they can be bad. It is all about how a person handles them. Credit cards have many perks to them, but when misused, they can lead to a load of financial problems. Many people find themselves boggled down with credit card debt that takes years to come out of. To avoid problems with credit cards, a person needs to understand how to use them.
Credit cards are loans. They have to be paid back and they carry interest. They also include many fees. Credit cards are
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