Saturday, October 13, 2012

Your Credit and Credit Card Rating

How to Improve Your Credit Rating

As a consumer and potential borrower in Singapore, there is no lack of choices when it comes to lenders and loans. But there is one factor that could limit your loan options: your credit score or rating.

Your credit score shows your capacity and history as a borrower. A good rating means you have the capacity to pay debt and the discipline to pay them on time. Good rating also speaks well of your financial status. A good credit rating gives you better

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